Privacy Policy

1. Introduction

This Privacy Policy describes how BudgetLens ("we", "our", or "us") collects, uses, and protects your information when you use the BudgetLens mobile application ("App"). By using the App, you agree to the terms of this Privacy Policy.

2. Information We Collect

BudgetLens is designed with a privacy-first approach.

a. Data Stored Locally: All your financial data, including transactions, categories, budgets, and notes, is stored locally on your device by default. We do not automatically transmit this data to our servers.

b. Account Information: If you create an account, we may collect basic details such as your email address for authentication and communication purposes.

c. Backup Data (Optional): If you choose to use our backup feature, your data is encrypted and securely stored on our servers.

d. Payment Information: Subscription and purchase transactions are processed by third-party app stores (such as Google Play or Apple App Store). We do not store your payment details.

e. Technical Data: We may collect limited diagnostic data, such as app performance logs and crash reports, to improve stability and user experience.

3. How We Use Information

We use the collected information to:

• Provide and maintain core app functionality
• Enable optional cloud backup and restore features
• Authenticate users securely
• Improve app performance and reliability
• Process subscriptions and purchases
• Communicate important updates and support responses

4. Data Storage and Security

Your primary data remains stored on your device. If you enable backups, your data is encrypted before transmission and stored securely on our servers.

We implement industry-standard security measures including encryption, secure access controls, and regular monitoring. However, no system can be guaranteed to be completely secure.

5. Data Sharing and Disclosure

We do not sell, rent, or trade your personal data.

We may share limited data only in the following situations:

• With trusted service providers who help operate our infrastructure
• To comply with legal obligations or valid governmental requests
• To protect the rights, safety, or security of users and the service

6. Data Retention

• Local data remains on your device until you delete it
• Backup data is retained until your account persists or you request deletion
• Account-related data is retained as long as your account is active

We may retain minimal data where required for legal, security, or fraud prevention purposes.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access your personal data
• Request correction of inaccurate data
• Request deletion of your data
• Restrict or object to certain processing
• Request a copy of your data

To exercise these rights, contact us at support@ascentdevs.in.

8. Data Deletion

You can request deletion of your account, backups, and associated data at any time by contacting us at support@ascentdevs.in.

Upon verification, we will delete your data within a reasonable timeframe, unless retention is required by law.

9. Subscriptions and Payments

BudgetLens offers monthly, yearly, and one-time purchase options for premium features.

Payments are processed through third-party platforms (e.g., app stores), and we do not have access to your full payment information. Subscription management, cancellations, and refunds are handled according to the respective platform’s policies.

10. Children’s Privacy

BudgetLens is not intended for children under the age of 13 (or the minimum age required by your jurisdiction). We do not knowingly collect personal data from children.

11. International Data Transfers

If you use backup services, your encrypted data may be processed and stored in servers located in different countries. We ensure appropriate safeguards are in place to protect your data.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted within the App or on this page. Continued use of the App after changes indicates acceptance of the updated policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Email: support@ascentdevs.in